Wake Up Investor!!! You've Got Wealth To Build!
In The Money Classroom today, Jade Harrell has the pleasure of discussing investing and retirement with Mr. Christopher K. Harrell, Founder and CEO of CKHFinancial.
Christopher is an independent Financial Advisor and of one the few African-American owned, full-service, investment firms in the state of Missouri. As an advisor, Christopher carefully assesses his client’s current financial situation. He listens to their financial goals then helps them determine, design and build a custom investment strategy to meet those goals. For business clients, his first focus is with reducing their tax liability from both a business and personal perspective. His firm specializes in the implementation and servicing of company retirement plans. He provides consultation for employees with asset allocation and plan contributions. CKHFinancial also provides insurance services.
In this episode:
•Are we as a society stacking enough money away for retirement?
•What is the millennial dilemma?
•This is NOT your parent’s or grandparent’s retirement…What ever happened to pensions?
•How much effort is necessary to obtain the quality of life that we expect during retirement?
•What are some of the choices and vehicles for retirement for businesses?
•What are the differences between SEP IRA’s, Solo 401K’s, Traditional IRA’s and Roth IRA’s?
•Taxable contributions, deductions and distributions….Oh My!!!
•How to make certain you don’t out live your money
•Keys to building and maintaining wealth for generations
•What are some of the primary advantages of partnering with a financial advisor? Even when…:
…We have the ability to research and access worlds of information on our own…
…There are online and self-directed investment companies and platforms…
…Many companies provide their employees with a retirement plan administrator…
•How to find and select your financial advisor?
•What are some of the risks of investing in today's market?
•What are some of the basic types of life insurance policies and what do they do? (Term, Whole Life, Universal and Variable Universal Life policies)
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The opinions voiced are for general information only. They are not intended to provide specific advice or recommendations for any individual and do not constitute an endorsement by NPC. To determine which investments may be appropriate for you, consult with your financial professional. Please remember that investment decisions should be based on an individual's goals, time horizon, and tolerance for risk. Charts shown are for illustrative purposes only. This presentation is for informational purposes only and does not constitute an offer to sell or a solicitation to buy any security. All opinions reflect those of the "author" (please credit author if created outside of your office) and not of NPC.
To qualify for the tax free penalty free withdrawal of earnings, a Roth IRA must be in place for at least five tax years, and the distribution must take place after age 591/2 or due to death, disability, or a first time home purchase (up to $10,000 lifetime maximum). Before taking any specific action, be sure to consult with your tax professional.
Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against a loss in periods of declining value.
NPC does not provide tax or legal advice.